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Dr. Andriy Krayniy and
Dr. Rosemarie Zimmerman

Financial Info

At the office of Dr. Andriy Krayniy and Dr. Rosemarie Zimmerman, we know that the cost of dental care is an issue that affects everyone. Our goal is to keep down the cost of oral health care and provide affordable, high-quality dentistry. Every patient is unique, and we will work with you to develop an individualized treatment plan that meets all your needs, including and especially your budget.

If you need dental care but are worried about covering the cost, please don’t hesitate to call us. We will work with your needs to ensure that you have convenient access to the quality dentistry you want and deserve.


We participate with most major dental insurances where benefits are assignable and accept it as a full or partial payment toward your treatments. Our dental team is very knowledgeable, and we are always available to answer your questions about insurance and financing.

We also accept Flexible Spending Accounts (FSA).

This is only a partial listing of all the insurances we currently work with, so if you don’t see yours listed here, please call us, because there’s a good chance we accept it.

  • Aetna PPO
  • Blue Cross/Blue Shield
  • Cigna PPO
  • Delta Dental PPO
  • Empire BC/BS
  • First Ameritas
  • Guardian PPO
  • Lincoln Financial Group
  • MetLife PPO
  • Nippon Insurance PPO
  • Principal Financial Group
  • United Healthcare

Payment Options

We accept cash, personal checks, and Visa, MasterCard, AMEX, and Discover as forms of payment.


As a service to our patients, we offer third-party financing through CareCredit. For fees between $300 and $25,000, CareCredit offers a comprehensive range of no-interest and low-interest plans that offer low monthly payments designed to fit your budget.

Approval rates with CareCredit are high, and there’s no waiting period so that you can start treatment immediately upon approval. Our patients use CareCredit to pay for deductibles or treatment costs not covered by their insurance. There are no annual fees, and once you’re approved, you can use CareCredit for other expenses like hearing and vision care, dermatology, and beauty treatments without having to reapply.

You can easily apply online by clicking on the link below, or you can call us, and a member of our team will be happy to assist you.

If you have difficulty using our website, please email us or call us at (212) 245-0055
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